zk44 Terms and Conditions
Please read these terms carefully before using the zk44 platform. This document forms a legal agreement between you and us.
Important Notice: By registering on the zk44 platform or using any of its services, you are considered to have fully read, understood and accepted these terms and conditions. If you do not agree with these terms, please refrain from using this platform.
- 01 General Terms and Conditions
- 02 Account Registration and Eligibility
- 03 Deposit and Withdrawal Policy
- 04 Bonus and Promotion Terms
- 05 Gaming Rules
- 06 Security and Privacy
- 07 Prohibited Activities
- 08 Account Suspension and Closure
- 09 Responsible Gaming
- 10 Limitation of Liability
- 11 Changes to Terms
- 12 Contact and Dispute Resolution
01. General Terms and Conditions
zk44 (hereinafter "Platform", "we" or "us") provides a mobile-first online gaming and entertainment service for users in Bangladesh. These terms and conditions ("Terms") apply to all use of the zk44 platform and its services.
1.1 Acceptance of Terms
By accessing or using this platform you confirm that:
- You are at least 21 (twenty-one) years of age.
- You are voluntarily and knowingly accepting these terms and conditions.
- The use of online gaming services is legally permitted in your area.
- You are using this platform without any established dependency or history of problem gambling.
1.2 Scope of Application
These terms apply to all of the following:
- Browsing or using the zk44 website (https://zk44.cam).
- Using the mobile version of the platform from any device.
- Registration, login, deposits, withdrawals or any financial transactions.
- Playing any game, placing bets or participating in promotions.
- Contacting customer support.
1.3 Language and Interpretation
These terms and conditions have been prepared in Bengali and it shall be considered the primary document. In the event of any dispute, the Bengali version shall prevail.
02. Account Registration and Eligibility
2.1 Eligibility Requirements
To open an account with zk44 you must meet the following conditions:
- Age Requirement: You must be at least 21 years of age. We may ask you for identification to verify your age at any time.
- One Account: Each individual may open only one account. Opening multiple accounts is strictly prohibited.
- Accurate Information: All information provided at the time of registration must be truthful, accurate and complete.
- Personal Use: The account is for your own personal use only.
2.2 Account Security
To ensure the security of your account:
- Keep your password strong and change it regularly.
- Never share your login details with any third party.
- If you notice any suspicious activity on your account, notify us immediately via live chat.
- The account holder is solely responsible for all activities on the account.
2.3 Identity Verification (KYC)
zk44 reserves the right to verify your identity where necessary. The following documents may be requested for verification:
- National ID card (NID), passport or driving licence.
- Documents proving the source of funds deposited.
- Proof of residence (utility bill or bank statement).
Withdrawals or certain services may be restricted until verification is complete.
03. Deposit and Withdrawal Policy
3.1 Deposit Methods and Limits
zk44 accepts deposits through popular mobile banking services in Bangladesh. Approved methods are:
- bKash
- Nagad
- Rocket
- Upay
- Bank transfer (including Dutch-Bangla, City, BRAC, Islami and Sonali Bank)
Minimum deposit: ৳100 (for all methods). Maximum deposit limits may vary depending on the method and account tier.
3.2 Withdrawal Policy
The following conditions apply to withdrawals:
- Minimum withdrawal: ৳800.
- Withdrawals can only be made through the same method used for the deposit.
- Standard withdrawal processing time is 30 minutes to 3 hours.
- KYC verification must be completed before a withdrawal is processed.
- Withdrawals may be held if the wagering requirements of an active bonus have not been met.
- zk44 reserves the right to temporarily hold withdrawals if fraudulent activity is suspected.
3.3 General Transaction Terms
If you experience any difficulty with a deposit or withdrawal, contact 24/7 live chat support. All financial transactions are protected by SSL encryption. Deposits that have been successfully processed cannot be reversed.
Please note: Depositing from a third-party account or in someone else's name is strictly prohibited. If such a transaction is detected, the account will be closed and the funds involved may be forfeited.
04. Bonus and Promotion Terms
4.1 Welcome Bonus
zk44 offers new members a 100% welcome bonus on their first deposit, up to a maximum of ৳5,000. The terms of this bonus are:
- Wagering requirement: 15x (the bonus plus deposit must be wagered 15 times before withdrawal).
- The bonus applies only to new members making their first deposit.
- The wagering requirement must be met within the specified time from the date the bonus is received.
- Certain games may contribute differently towards the wagering requirement.
4.2 VIP Programme Cashback
The zk44 VIP programme has four tiers and each tier offers weekly cashback:
- Bronze: Up to 0.4% weekly cashback.
- Silver: Up to 0.8% weekly cashback.
- Gold: Up to 1.1% weekly cashback.
- Platinum: Up to 1.5% weekly cashback.
Cashback is calculated every Monday and credited to eligible members' accounts.
4.3 General Bonus Rules
- A member may not claim the same promotion more than once.
- Bonus funds are not directly withdrawable as cash — the wagering requirement must be met first.
- If evidence of fraudulently obtaining a bonus is found, the bonus will be cancelled and the account will be closed.
- zk44 reserves the right to change, suspend or cancel any bonus or promotion.
05. Gaming Rules
5.1 Fair Play Policy
zk44 is committed to ensuring a fair and transparent gaming environment. Our games are operated by recognised software providers (Pragmatic Play, JILI, PG Soft, Spribe, Evolution Gaming, Microgaming, Ezugi, NetEnt and others) and use verified random number generators (RNG).
5.2 Betting and Gameplay
- Each game has its own rules which can be read when the game loads.
- In the event of a technical error, we will review the affected rounds and provide a resolution.
- If a connection is lost, the game result will be confirmed from the server.
- Cricket betting includes BPL, IPL, T20 World Cup and international matches.
5.3 Finality of Game Results
All game results are final and binding. Requests to change a result are not accepted unless a technical error has been proven. The result of every bet is securely stored in server logs.
06. Security and Privacy
6.1 Data Protection
zk44 gives the highest priority to the protection of your personal information. All data transfers on our platform are secured through 256-bit SSL encryption.
6.2 Data Use Policy
The information you provide is used only for the following purposes:
- Account management and verification.
- Transaction processing and security.
- Customer service delivery.
- Relevant promotions and updates (subject to your consent).
- Fraud prevention and compliance with legal obligations.
For more details, please read our Privacy Policy.
6.3 Cookie Policy
We use cookies to improve your browsing experience. By using the platform you are giving your consent to our cookie policy. You can manage cookies from your browser settings.
07. Prohibited Activities
The following activities are strictly prohibited and will be considered a serious breach of these terms and conditions:
7.1 Fraudulent Activities
- Creating multiple accounts to take advantage of bonuses.
- Registering using a false identity or fake information.
- Using a third-party payment method.
- Attempting to influence game outcomes through hacking, software exploits, or any other technical means.
7.2 Regarding Money Laundering
zk44 is aware of and committed to preventing money laundering. Any member who uses the platform for money laundering purposes will face legal action and the relevant authorities will be notified.
7.3 Other Prohibited Conduct
- Harassing, intimidating, or behaving inappropriately toward other members.
- Attempting unauthorized access to the platform's technology, code, or systems.
- Playing games using automated bots or scripts.
- Using any platform content in a way that infringes copyright.
- Operating an account on behalf of a minor or ineligible person.
Consequences: If any of the above prohibited activities are proven, the account will be immediately closed, all balances may be forfeited, and legal action will be taken where necessary.
08. Account Suspension & Closure
8.1 Account Closure by Member
You may request to close your account at any time through our 24/7 live chat support. Please withdraw any existing balance before closing your account (subject to wagering requirements being met).
8.2 Account Suspension by zk44
zk44 may temporarily suspend or permanently close an account at any time for the following reasons:
- Serious violation of the terms and conditions.
- Fraudulent or suspicious activity.
- Failure to complete identity verification.
- A court order or direction from a legal authority.
- Extended period of inactivity.
8.3 Inactive Account Policy
An account may be marked as inactive if there has been no login or transaction for 12 consecutive months or more. An administrative fee may apply to inactive accounts. Contact support to reactivate your account.
09. Responsible Gaming
zk44 strongly believes in responsible gaming. Gaming is a form of entertainment and should never be considered a source of income.
9.1 Self-Restriction Tools
We provide the following tools to help you play in a controlled manner:
- Deposit Limit: Set a daily, weekly, or monthly deposit limit.
- Loss Limit: Set a maximum loss amount for a specified period.
- Gaming Time Limit: Set a maximum time per session.
- Temporary Break: Temporarily close your account for 24 hours to 30 days.
- Self-Exclusion: Request a long-term self-exclusion.
9.2 Signs of Problematic Gaming
Seek help if you notice any of the following signs:
- Placing more bets to recover lost money.
- Spending more time or money on gaming than planned.
- Hiding your gaming from family or friends.
- Facing financial or social problems due to gaming.
Visit our Responsible Gaming page to learn more.
For ages 21+: zk44 is for those aged 21 and above only. Protecting minors from gaming is our highest priority.
10. Limitation of Liability
10.1 Service Availability
zk44 always strives to ensure uninterrupted service. However, the service may be temporarily unavailable due to the following reasons:
- System maintenance and upgrades.
- Technical errors or server issues.
- Failure of third-party service providers.
- Natural disasters or unforeseen circumstances.
10.2 Matters Outside of Liability
zk44 is not liable in the following cases:
- Loss caused by internet connection disruption.
- Software or hardware issues with your device.
- Delays related to third-party services (mobile banking providers).
- Indirect or incidental losses arising from gaming.
10.3 Content Liability
Game providers operate under their own responsibility regarding game content, odds, and rules. zk44 only delivers these services through the platform.
11. Changes to Terms
11.1 Right to Make Changes
zk44 reserves the right to amend, change, or update these terms and conditions at any time. In the case of significant changes, we will notify members through the platform.
11.2 Effectiveness of Changes
Revised terms and conditions will take effect from the date they are published. Continued use of the platform after changes have been made will be considered acceptance of the new terms.
11.3 Notice
For major changes, we will inform you via your registered email or through platform notifications. You are advised to check this page regularly.
12. Contact & Dispute Resolution
12.1 Complaint Submission Process
For any issue or complaint, here is how to get in touch with us:
- Live Chat: 24/7 live chat support in Bengali — for the fastest resolution.
- Email: [email protected] — for detailed complaints.
12.2 Dispute Resolution Steps
- First, contact our customer service team.
- If customer service is unable to resolve the issue, the matter will be escalated to the management level.
- If a resolution is not reached despite efforts from both sides, a neutral mediation process will be followed.
12.3 Applicable Law
These terms and conditions are governed by international online gaming laws and applicable regulations. Any dispute will be resolved through dialogue and mutual agreement.
Last Updated: These terms and conditions were last updated in January 2026. If you have any questions about these terms, please contact [email protected].
Related Pages
Visit the pages below to learn more about our policies and services.